SME Loan Officer- MICRO FINANCE BANK

SME Loan Officers will provide banking services to micro, small and medium enterprises and private individuals.

Job Title: SME Loan Officer
Location: Lagos- Ikeja/Lagos Island/Mushin/Aspanda/Oshodi and Ikorodu

Job Summary

SME Loan Officers would be responsible for processing large loans within the banks limits to prospective individual and corporate clients.

Main Responsibilities

Source for new individual and corporate clients via direct promotion and assist prospect client with loan application.
Presentation of loan proposals to the credit committee.
Portfolio Management with full responsibility for its growth and quality (monitoring of disbursed Loans, follow up on timely repayment and Initiating and leading recovery activities).
Optimize financial results by cross-selling activities.
Assure long-term relationship (Relationship Management) through high client satisfaction, reaching a high ratio of revolving clients.
In-depth assessment of loan applications and collect detailed information (personal, business, and guarantees) in preparation of loan proposals.
Analyze and interpret financial statement of businesses with the use of Microsoft excel to access the repayment capacity and financial soundness of the borrower

Requirements

Minimum of B.Sc./ HND in Finance or similar field.
3 years SME lending, experience in a commercial bank is most preferred
Ability to work with minimum supervision
Target driven and result oriented.
Attentive to details.
Ability to provide professional services to HIGH NET WORTH CLIENTS.
Demonstrate good self-esteem and confidence.
Strong analytical and financial skills (with focus on cash flow analysis and forecasting)
Excellent interpersonal, communication and presentation skills

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